Privacy Policy

FACTS

WHAT DOES The Mortgage Specialists, Inc. DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal laws give consumers the right to limit some information however, some information may be shared. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Employment information
  • Income
  • Credit Scores
  • Assets
  • Mortgage Rates and Payments
How? All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reasons The Mortgage Specialists, Inc.Choose to share; and whether you limit this sharing.
Reasons we can share your personal information

Does share?

Can you limit this sharing?

For our everyday business purposes –such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Yes

No – Does not provide an Opt-Out

For our marketing purposes –to offer our products and services to you

Yes

No – Does not provide an Opt-Out

For joint marketing with other financial companies

No

No – We don’t share

For our affiliates’ everyday business purposes –information about your transactions and experiences

No

No – We don’t share

For our affiliates’ everyday business purposes –information about your credit worthiness

No

No – We don’t share

For our affiliates to market to you

No

No – We don’t share

For our affiliates to market to you

No

No – We don’t share

Questions? Call 603-329-3247

Who we are

Who is providing this notice? The Mortgage Specialists, Inc.

What we do

How does The Mortgage Specialists, Inc. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files, and buildings.
We collect your personal information, for example when you

  • Apply for Financing
    or
  • Give us your employment history
    or
  • Give us your income information
    or
  • Give us your wage statements
    or
  • Show your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal laws gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information

about your credit worthiness

  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.

  • The Mortgage Specialists, Inc. does not share our affiliates.
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.

  • The Mortgage Specialists, Inc. does not share with non-affiliates so they can market to you.
Joint marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • The Mortgage Specialists, Inc. does not jointly market.
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