• Refinancing: The Why of the Refi

    Refinancing, which is informally called refi, is essentially paying off one loan with the money you receive from another loan using the same property as collateral. In other words, you can refinance your home, business, or other property be taking [...]

    Read more

    Is HARP 2.0 Right for You and How to Qualify

    The Home Affordable Refinance Program 2.0 (HARP 2.0) is a federal program designed to help homeowners to refinance their mortgage even if they are “underwater.” The term “underwater” is used in the mortgage industry to indicate a mortgage [...]

    Read more

    Adjustable Rate Mortgage: Pros & Cons

    What is an Adjustable Rate Mortgage?   There are two general classifications of mortgages: fixed rate mortgages and adjustable rate mortgages. In a fixed rate mortgage, your interest rate is consistent throughout the life of the loan. Adjustable [...]

    Read more

    5 Benefits of an FHA Loan

    Now part of the U.S. Department of Housing and Urban Development (HUD), the Federal Housing Administration (FHA) has been insuring loans since 1934 in an effort to help people become homeowners. According to their website, the “FHA is the largest [...]

    Read more